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JayESims x Jaye Hinson Presents: Daily Pay — The Payroll Access App

Daily Pay is a realistic payroll access app that lets Sims create their own account, link their job payroll, and request part of their upcoming paycheck early.

UPDATED & COMPATIBLE

This mod is currently up to date and compatible with the latest Sims 4 patch: PC 1.126.78.1020 / Mac 1.126.78.1220, released August 6, 2026.

Last Compatibility Check: August 9, 2026

Please make sure your game is fully updated and that any required dependencies are also using their latest versions.

As always, delete older versions of the mod before installing an updated file and remove localthumbcache.package after replacing mods.

If you experience an issue, please test with only this mod and its required dependencies installed before reporting it.

Your Sims can officially stop waiting around for payday.

Daily Pay is a realistic payroll access app that lets Sims create their own account, link their job payroll, and request part of their upcoming paycheck early. Sims have to set up the app, connect their job, choose how they want their money sent, and deal with what happens when that paycheck finally hits.

If your Sim takes money early, Daily Pay tracks the balance and recovers it from their future paycheck. If they quit while owing money, that balance does not disappear. The account can go on hold until they pay it back or relink payroll.

This is money gameplay with rules, consequences, and receipts.

Main Features

Daily Pay includes:

Daily Pay account setup
Sims must create a username and password before using the app.

Payroll linking
Sims have to link Daily Pay to their current job before requesting money.

Request early pay
Sims can take a safe amount, maximum amount, or custom amount from their upcoming pay.

Instant Transfer
Money hits right away, but a 5% service fee is taken from the transfer.

Next Day Transfer
No service fee, but the money arrives later.

First transfer fee waiver
Your Sim’s first instant transfer is fee-free after account setup.

Transfer receipts
Daily Pay shows what was requested, what fee was taken, what was deposited, and what balance is owed.

Paycheck deductions
When payday hits, Daily Pay recovers the balance from the paycheck.

Payday cycle fix
Sims cannot double-dip from the same paycheck window. Once Daily Pay recovers from that paycheck, the next advance unlocks with the next Sim day / next payroll window.

Account standing
Sims can be in Good Standing, Frequent User, Balance Due, Payroll Hold, Restricted Account, and more.

Account hold if they quit
If a Sim quits while owing Daily Pay, the account can lock until the balance is handled.

Make payments / pay full balance
Sims can pay back what they owe manually.

Vault Savings
Sims can move household money into savings jars like Rent, Bills, Emergency, and Vacation.

Remainder Pay Estimate
Shows what your Sim may actually receive after Daily Pay deductions.

Paycheck Planner
Preview upcoming pay, Daily Pay balance, pending transfers, Vault savings, and expected household deposit.

Transfer History, Account Alerts, Terms & Disclosures, and more.

How To Use In Game

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Click your Sim and choose Daily Pay.

First-time setup:

Create Account
Create a username
Create a password
Link payroll to your Sim’s current job
Once the account is active, your Sim can request pay

After setup, use:

Request Pay to take early pay
My Account to check balance, alerts, history, settings, and extras
Daily Pay Extras for Vault Savings, Remainder Pay, Paycheck Planner, and Terms

Important Gameplay Note

Daily Pay is based on upcoming pay, not unlimited money.

Example: if your Sim takes Daily Pay on Sunday for Monday’s paycheck, and Monday’s paycheck hits, Daily Pay will recover the balance from that paycheck. After that, the same paycheck window is closed. Your Sim will need to wait until the next Sim day / next payroll window before requesting again.

That keeps it realistic and stops Sims from pulling from the same paycheck twice.

If Daily Pay Does Not Show

Make sure script mods are enabled in game settings.

Make sure your Sim is the active Sim and click directly on them.

If the account is not set up yet, Daily Pay will ask you to create an account first. If your Sim has no job, changed jobs, or quit while owing money, the app may ask them to link payroll or handle their balance before requesting more money.

Daily Pay is out now. Link that payroll, request that advance, watch those fees, and don’t quit with a balance unless your Sim is ready for that account hold.

DAILY PAY — V1.1 COMPATIBILITY UPDATE 8/4/26

What changed

  • Updated Daily Pay to work safely alongside the Allowance System.

  • Prevented the Daily Pay interaction from being inserted more than once.

  • Added protection so an error from another registered mod cannot stop Daily Pay or the game’s tuning from loading.

  • Kept all existing Daily Pay tuning IDs and saved-data IDs unchanged.

Gameplay changes

There are no gameplay changes in this update.

Your Sim’s advances, repayment records, fees, cooldowns, and saved Daily Pay information should remain connected.

Required installation

Delete every older Daily Pay file before installing this version.

Delete localthumbcache.package after replacing the files.

CONNECT WITH JAYESIMS X Jaye Hinson

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The JayESims x Jaye Hinson Presents: Daily Pay — The Payroll Access App Team

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