SIMFINANCIAL 🔹 CREADO POR #ADEEPINDIGO ✅ ACTUALIZADA

“SimFinancial” is a modular mod that transforms the household economy of “The Sims 4” into a dynamic system. The base module includes credit scores, bimonthly income taxes, bankruptcy procedures, and a credit union with checking and savings accounts, along with retirement plans, trust funds, credit cards, investments, charitable funds, and financial advice. Optional components add financial events, unexpected expenses, various insurance policies, and loans with credit checks, interest, and delinquency. Technically, it functions as a system-wide expansion: it adds interactions to the phone, the radial menu, and the Sims, linking to income, bills, funds, real estate, relationships, deaths, and breakdowns. Insurance policies calculate premiums based on risk and credit; certain events can temporarily block services until the expense is paid off.