Economia v1.4: The Central Bank & Loans Update

This major update transforms the mod into a fully realized macro-economic system, introducing a Central Bank, automated credits, interest rates, transfer taxes, and enhanced security controls for server administrators.

✨ New Features

• Central Bank System: Introduces a physical server treasury that accumulates tax revenue and funds player loans.
• Advanced Loan Mechanics (/loan):
  • Request, track, and pay off loans using /loan request <amount>, /loan pay <amount>, and /loan info.
  • Dynamic countdown timer displaying exact days, hours, and minutes remaining until the due date.
• Configurable Interest & Caps:
  • Configurable loan interest rates (default 10%) applied upon borrowing.
  • Administrative borrowing caps (maxLoanAmount) and real-time treasury availability validation to prevent abuse or inflation.
• Automated Account Freezing: Overdue loans automatically freeze player accounts upon login, blocking outbound transfers until the total debt is cleared via /loan pay.
• Bounty System (/bounty): Allows players to place and manage competitive rewards on other players.
• Transfer Taxes: Configurable tax percentages applied to player-to-player transfers with accurate chat feedback.

🛡️ Administrative Commands & Tools

• /$admin payall <amount>: Distribute money globally to all online players.
• /$admin freeze <player>: Manually toggle account freeze states.
• /$admin history <player>: Inspect individual player transaction logs.
• /$admin bounty: Oversee and manage active server bounties.
• Expanded command support for player management (remove, set, get, reset).

🐛 Bug Fixes & Improvements

• Standardized transaction history logs with exact timestamps ([HH:mm, dd-MM]) and color-coded financial tracking for income and expenses.
• Fixed transfer tax chat notifications to display the actual monetary amount deducted rather than the flat percentage rate.
• Resolved formatting glitches in the dynamic time remaining readout for loans under an hour.

⚙️ Configuration Additions (EconomyConfig.toml)

New options added under the [Central Bank Settings] and general configurations:

• loanInterestRate
• maxLoanAmount
• transferTaxRate