IOU is a lightweight debt tracker for WoW: Forever. Remember who owes you gold or crafting materials, what you owe other players, and what’s already been paid back.
Record a loan in a few clicks, then let IOU keep the balance updated as you trade and send or collect mail. Player tooltips and trade reminders put the information where you need it, without opening your ledger.
- Gold and materials: Track borrowed gold, crafting supplies, and partial repayments.
- Automatic repayment tracking: Matching trades and mail update existing balances.
- Quick loan creation: Turn a recent transfer into an IOU with the player, items, and amount already filled.
- Optional shared IOUs: Send a request, accept the terms, and keep both players’ records synchronized.
- Clear history and Undo: See what changed and correct mistakes without losing the record.
Personal IOUs work even when the other player doesn’t use the addon. Gifts and purchases stay ordinary transfers unless you choose to track them as loans.

