Description
Discover University Mods - Ask for Loan
Your Sims can now contact an investor by phone to come over. They can then ask for a loan.
Interest is 15 % on both types of loans. You can have multiple loans at the same time.
Payment, RepoMan appearance and such is the same as with the University student loans.
- The small loan option will actually just charge your Sim with a 20.000 § debt (they will not receive any money) and is thus suitable if you want to have your Sim "pay" for the money the game gave them as a start budget. I often use this when I don't want my Sims to be able to afford a house from the beginning but don't want them to live in a rental (esp. now with the save corruption bug that is related to rental lots).
- The large loan option will grant your Sim a loan of 30.000 §. You can use this to buy your Sims another lot (e.g. small business, vet clinic, restaurant).
I know there are complex mods for loans out there by now, but I personally like to keep my mods simple and coherrent with the existing game mechanics.
Required Packs: Discover University, City Living
Compatibility Notes: Overwrites the ask for loan options your Sim get when they have a high Charisma skill. Existing loans can be paid back despite the mod being installed. Also overwrites the invite Jasmine Holiday phone interaction (if there should ever be another challenge with Jasmine, just take the mod out as long as you wish to participate.) Loans will still function if you take the mod out, you just cannot ask for new loans then.
Will conflict with any mod that alters these tuning files:
Loot_Simoleon_SmallLoan, 28916
Loot_Simoleon_LargeLoan, 28915
situation_CallEventNPC_Over, 149685
jobs_Event_NPC_CallOver, 149783
mixer_social_AskForLargeLoan_targeted_friendly_alwaysOn, 28913
mixer_social_AskForSmallLoan_targeted_friendly_alwaysOn, 28914
phone_CallOver_EventNPC, 149671
openStreetsAutonomyRole_Event_NPC_XP_Boost, 149686
Creator website: https://www.seebee.de/sims4me/