MicroLoans

MicroLoans adds a diamond loan system to Minecraft. Borrow diamonds, repay your debts, earn money through jobs, and deal with debt collectors if you fail to pay.

Features

• Diamond Loans — borrow diamonds without a fixed loan limit.

• Interest — debt increases by 25% per in-game day.

• Debt Collectors — collectors may appear when you have outstanding debt.

• Jobs — complete mining or quarry work to help repay your debt.

• Banker NPC — contact the banker using /call 8900533535 and interact with them.

• Bankruptcy — declare bankruptcy and face the consequences.

• Confiscation — bankruptcy confiscates your inventory, armor, Ender Chest contents, and storage in loaded chunks around you.

• Loan Cooldown — after bankruptcy, borrowing is disabled for 5 in-game days.

Commands

• /loan take <amount> — borrow diamonds.

• /loan pay <amount> — repay your debt.

• /loan status — check your current debt.

• /loan bankruptcy — declare bankruptcy.

• /loan job mine — start a mining job.

• /loan job quarry — start a quarry job.

• /loan job status — check your job progress.

• /loan job cancel — cancel your current job.

Requirements

• Minecraft Java Edition 1.20.1

• Minecraft Forge 47.x

• Java 17

Important Warning

Bankruptcy is a serious mechanic. It confiscates items and contents from storage in loaded chunks around the player. Use it carefully!